Products

Our many years of experience have allowed us to create products which meet the needs of the public who we humbly serve with simple requirements, the lowest interest rate and the highest line of credit extended to lenders of unsecured funding. Our range of products are designed with the consumer in mind with both secured and unsecured loans at your fingertips. Let’s explore our main products.

Consumer Loans

This solution is designed to cover a variety of needs experienced by the everyday man from personal to professional, medical or entertainment. We’ve got you covered! The maximum extended is $2.5 Million dollars.

Requirements:

  • 2 Valid IDs
  • TRN
  • Job Letter
  • Last 2 Months’ Pay Slips
  • Utility Bill (Proof of Address)
Apply

Consumer Application

Business Loans

What moves have you recently made as a business person to improve or grow your business? We understand the need for businesses to have quick access to cash in order to remain competitive within the markets in which they operates. We extend a fast cash infusion of up to $4 million dollars with:

  • Minimal Stress
  • Low Interest Rates
  • Agreeable Repayment Terms

Requirements:

  • 2 Valid IDs
  • TRN Utility Bill (Proof of Address for your business and owner)
  • Business Certificate
  • Last 2 Years’ Financial Statements
  • Credit Report / Statements from Creditors
  • 24 Months Bank Statement and 1 year bookkeeping
  • Invoices for loan Request
Apply

Business Application

Taxi Care Loans

The needs of a taxi driver who prides himself in providing service in a comfortable and attractive environment often goes unnoticed. Operating in an economy which is highly dependent on the tourism industry makes constant vehicle upkeep imperative and as a result we extend Taxi Care Loans up to $237,000.

Requirements:

  • 2 Valid IDs
  • TRN
  • Recent proof address (Utility bill or bank statement)
  • Proof of Vehicle Ownership
  • Valuation report (within 6 months)
  • Updated Vehicle Documents (Insurance, Fitness Report, Registration)
  • Road License
  • Invoice for loan purpose
  • Recent Bank Statements signed and stamped by the institution (minimum 6 months)
  • Credit History Report
  • Vehicle must be viewed by the Biz Loan Officer

 

Apply

Business Application

Debt Consolidation

We are in constant search of new and innovative ways of meeting our clients’ needs by streamlining our pre and post-sale process and enhancing the value of our product line. Debt Consolidation is 1 of our many financial solutions targeted at those who may be overburdened with debt. We will merge your numerous debts into one (1) low payment. The maximum extended is $4 million dollars.

Requirements:

  • 2 Valid IDs
  • TRN
  • Recent proof of address (Utility bill or Bank Statement)
  • Job Letter
  • Last 2 Months’ Pay Slips
  • Printout of balance owed to other financial institutions

 

Apply

Business Application

Vehicle Financing

This loan is offered to civil servants, private companies (employed individuals) and business owners (self-employed). We finance up to 100% of vehicle cost for a period of 5 years with the lowest interest rate on island.

Requirements:

  • 2 Valid IDs and TRN
  • Utility Bill (Proof of address for business and owner)
  • Recent Valuation report (Vehicle must be 10 years or less)
  • Proforma Invoice/ Port Documents (if the vehicle to be cleared from the port)
  • Letter of intent to sell with vehicle selling price & seller’s ID
  • Certificate of Fitness
  • Certificate of Registration from seller
  • Certificate of Title
  • Discharge of Lien document (if previous lien was applied to title)
  • Comprehensive Insurance quote (Costs included in loan)
  • Bill of Sale (Costs included in loan)
  • Application for transfer of Ownership
  • Motor Vehicle History (for used vehicles)
  • Must be able to see/view physical vehicle

 

Apply

Business Application

Insurance Coverage

Life wouldn’t be life without the mystery of the unexpected though too often these eventualities tend to take a negative turn. Don’t worry, we have you covered. All loans will be instantly covered against death, critical illness, temporary disabilities, permanent disabilities and involuntary loss of employment. Jamaica your financial solution of choice is here. Click, call or visit us at your soonest convenience. Let us know how we can fulfill your financial needs.

 

Smarter – too often within business and more so the financial industry the focus rests solely on the bottom line and no longer on the clients whom we serve. At Caribcash we walk in tandem with our customers to ensure that their incurrence of debt isn’t at the risk of their disposable income. Many overlook the fine print often operating in haste to take on the based solely on a repayment that is manageable barely considering the major influencer of that figure – the interest rate.

We at Carib Cash Jamaica Limited can proudly boast having the lowest interest rate in Jamaica making us the smartest financial decision you’ll make.

Faster – We offer funds in the quickest time once all requirements are fulfilled. Only 2 hours for consumers and 3 days for Biz Loans. Yes!! 3 days.

Better – Understanding the workings of our customers’ daily lives. We have tailored our services to work for you with what too often seems like not enough hours in the day we completely understand not having time to go through what may have before seemed like a long drawn out process. To save you time we provide online application services for both the Consumer and Biz Loans.
Simply complete our online application form. It’s that easy! Can’t come to us we’ll come to you our mobile customer representative will be dispatched upon request to come to you to process your loan saving both you and your employer valuable time. Our mobile app provides instant access to your account in order to current with your balance of payments so when we say better we mean it and this better comes at no additional cost to you our valued clients.